HomeLatest NewsUncategorisedHow should a new FinTech be allocating their resources in 2025

How should a new FinTech be allocating their resources in 2025

Launching a FinTech Start-up?

Resource allocation is crucial for success. Here's how to prioritize your limited resources for a smooth take-off.

As a new FinTech preparing to launch, your limited resources will face competing demands. At a high level, you’ll need to:

  • Build a secure platform to support your services.
  • Obtain your Regulatory Permission (FCA license).
  • Hire skilled staff to meet regulatory requirements and serve your customers.
  • Market your services effectively to your target audience.

Prioritizing Resources

Ask yourself, how quickly do you want to launch and what resources do you have in place?

    1. Staffing and Regulation
      Your team must have the expertise to satisfy regulatory requirements, onboard customers correctly, and ensure funds are secure. A strong compliance framework is essential to maintain trust and avoid costly mistakes.

    2. Marketing and Customer Awareness
      Building awareness in your target market is crucial to gaining momentum. Early-stage marketing efforts should focus on creating visibility and driving user adoption.

    3. Platform Security
      Trust is paramount in the financial sector. Your platform must be secure, resilient to cyber threats, and adaptable to evolving risks. Cybersecurity is not just a technical issue—it’s key to maintaining customer trust and avoiding reputational damage.

    4. Regulatory Compliance
      Staying compliant with the ever-changing regulatory landscape is time-intensive and costly. Your systems must adapt to new requirements seamlessly, ensuring you avoid penalties and maintain credibility.

    5. What Capabilities do you need for Minimum Viable Product (MVP)?
Minimum Requirements
Ledger & Account Management Hosting, Management & Security Connections to at least one
  • Basic Customer Account Capability
  • Payments
  • Settlement
  • Reconciliation
  • Reporting
 
  • Server & Firewall Management
  • Development / Sandbox / Production instances
  • Replicated Databases
  • Deployment & patching
  • Monitoring
  • Replication & Backups
  • Logging & Reporting
  • Penetration Testing, DDoS, Virus prevention …
  • Payment Platform
  • AML / KYC / KYB / Sanctions provider
  • Transaction Monitoring provider
  • Single Point of Management
 
Nice to Have
  • Joint Accounts
  • Company Accounts
  • Savings, Loans & Overdrafts
  • Multi-Currency
  • API Provision
  • Mobile Apps
  • Cloud native solution
 
  • Forex Provider(s)
  • Additional Payments Providers
  • Additional AML / KYC / KYB provider(s)
  • Loans and Savings Partners
  1. Build vs. Buy: Choosing the Right Platform
Time-consuming and expensive, both in development and ongoing maintenance Quickest MVP and most a cost-effective approach is to build on a proven platform.

Proven Platform Benefits

By leveraging an existing platform, you gain access to:

  • Functional modules for payments, foreign exchange, risk management, and more.
  • Built-in security and compliance frameworks.
  • Pre-established integrations with key service providers.
  • Previous experience with successfully achieving regulatory approval
  • Accelerated Time-to-market

This approach allows you to focus on what you do best—developing your services and delivering an exceptional user experience — while minimizing costs and accelerating your time to market.

Future-Proof Your Business

A proven platform not only reduces upfront development costs but also ensures scalability and adaptability as your business grows, helping you avoid long-term operational challenges.

Ready to launch your FinTech startup faster?

Leverage Trusek’s proven platform to gain the functionalities, security, and compliance
you need to hit the ground running.

Accelerate your Time-to-Market with Trusek

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