Blog

We will be updating the blog regularly with our thoughts and commentary on the world of Fintech (and beyond!) – if you have particular burning question or topic that we’ve not covered we would love to hear from you.

An upgrade for Credit Unions and Community Banks?

An upgrade for Credit Unions and Community Banks?Credit unions have been a hot topic for me this week. I have had two completely independent conversations with people about them. On Tuesday night I met a chap from the US at an investor summit who mentioned he felt the…

Does PSD2 have to be complicated?

Does PSD2 have to be complicated? There has been a huge amount written about PSD2 recently and much of it appears to be, with the greatest respect, over complicating the issue. Very fundamentally, to provide for all of the requirements of PSD2, we have three…

Banking on a pre-paid card platform

  Banking on a pre-paid card platform In recent years there have been a significant number of new “neo-banks” or “challenger banks” launched with much hype, here in the UK. Many of these appear to have been brought to market quickly, on the back of a pre-paid...

What will replace the card schemes?

  What will replace the card schemes? There has been much talk recently about how card payments will replace cash altogether in the future. I have talked previously about my opinion that the card schemes (Visa, MasterCard, Amex etc) are past their sell-by date...

How to allocate your challenger bank’s resources most effectively

  How to allocate your challenger bank's resources most effectively As challenger banks plan for their futures and look to ensure they can weather any Brexit uncertainty, they are now looking at where best to allocate their resources. Before deciding how to best...

How to scale up your Fintech

   How to scale up your Fintech For the majority of businesses in the fintech space, the market has already been proven. In most cases there are now a number of fintech’s occupying the same space, so proving that your business has a market is not the main issue. One...

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