How to scale up your Fintech For the majority of businesses in the fintech space, the market has already been proven. In most cases there are now a number of fintech’s occupying the same space, so proving that your business has a market is not the main issue. One significant issue for fintech’s, especially challenger
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Since the UK’s vote to leave the European Union last June there has been much talk about the process of Brexit and the impact of the negotiations on the UK and on Europe, particularly in relation to financial services and fintech.
A new payments network…for a brave new world As mentioned in my previous blog there is much that is wrong with the existing payment networks, but it is always easy to criticise what others have done and rather more difficult to provide a solution to a problem. Let’s look at some defining characteristics of the
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We need new payment networks…but we’re looking in the wrong places “The current payment networks available to the financial institutions around the world are no longer fit for purpose.” I think that this is a statement that has been generally agreed by all those involved but let’s go through them just to be clear: The
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In the early 2000s when the internet was still young, Visa, MasterCard and the other major payment card schemes had a choice. They could create a system that made using credit/debit cards on the internet safe, or they could rely on the unguessability of the card number. 3D Secure (3DS), the internet authentication protocol, was introduced to help protect online business and cardholders against online fraud.